Can I afford to have more children
Financial experts will tell you that it is most expensive thing having and raising a child and that people cant afford them in this day and age. Frugal parents or parents with many children will tell you differentely. This page will contain links and information to help you decide if you can afford to have more children.
BASIC INFORMATION THAT CAN HELP YOU TO RAISE CHILDREN WITH LITTLE TO NO GOVERNMENT ASSISTANCE (THOUGH IN THIS DAY AND AGE EVEN WORKING COUPLES RECEIVE GOVERNMENT FAMILY ASSISTANCE PAYMENTS FOR THEIR CHILD/CHILDREN, THIS IS SOMETHING THAT HAPPENS ALONGSIDE THE BABY BONUS WHICH HAS A BIT MORE OF A LONGER TERM THAN THE BABY BONUS OF PAID PARENTAL LEAVE- IF YOU HAVE A BABY IN AUSTRAILIA YOU WILL AUTOMATICALLY BE GIVEN FORMS TO APPLY FOR AND OFTEN OBTAIN THESE PAYMENTS NO MATTER WHO YOU ARE WHEN YOU HAVE A BABY- FAMILY TAX BENIFIT PART A iINCOME CUT OFF IS $98,000 Anually for 1 child under 17 years - $155,000 for 3 children under 17 - FAMILY TAX BENIFIT PART B IS FOR FAMILIES ON A LOW INCOME OR WITH ONE MAIN SOURCE OF INCOME (for example just one parent working) - FOR THIS THE CUT OF IS $150,000 Anually for the highest income earner- further conditions apply for lower earner. - SO HAVING THIS .IS NO SHAME NOR DOES IT MEAN YOU ARE FINANCIALLY UNABLE TO HANDLE A CHILD)
-Set up some veggie gardens if you can and plant fruit trees and vines- this will save you a FORTUNE and you will almost always have some kind of food handy once it starts producing.
-Try to avoid childcare whenever possible due to the HIGH costs (this is one of the largest costs associated with children)
- Hiring movies - Go to the Library beleive it or not the Library has some recent and good movies not to mention cds not just books and they are ALL FREE to borrow and use just remember to return them.
- Accept Hand me downs and presents so many people have things that they dont want that you can use- this cuts the cost down tremendously.
Below are some links to help you.
http://www.frugal-families.com/how-do-large-families-afford-to-live.htm
http://www.huggies.com.au/parenting/advice/government-assistance#q3
http://www.sausagemama.com/you-cant-afford-another-baby/
http://www.thatslife.com.au/Article/Real-Life/Real-Life-Stories/9-years-9-kids-and-we-want-more
http://planningwithkids.com/2011/09/28/our-big-family-story/
http://www.bellybelly.com.au/forums/f326/selfish-want-big-family-if-you-arent-rich-149339/
http://www.minti.com/questions-and-answers/discussion/834169/cooking-for-a-large-family/#
BASIC INFORMATION THAT CAN HELP YOU TO RAISE CHILDREN WITH LITTLE TO NO GOVERNMENT ASSISTANCE (THOUGH IN THIS DAY AND AGE EVEN WORKING COUPLES RECEIVE GOVERNMENT FAMILY ASSISTANCE PAYMENTS FOR THEIR CHILD/CHILDREN, THIS IS SOMETHING THAT HAPPENS ALONGSIDE THE BABY BONUS WHICH HAS A BIT MORE OF A LONGER TERM THAN THE BABY BONUS OF PAID PARENTAL LEAVE- IF YOU HAVE A BABY IN AUSTRAILIA YOU WILL AUTOMATICALLY BE GIVEN FORMS TO APPLY FOR AND OFTEN OBTAIN THESE PAYMENTS NO MATTER WHO YOU ARE WHEN YOU HAVE A BABY- FAMILY TAX BENIFIT PART A iINCOME CUT OFF IS $98,000 Anually for 1 child under 17 years - $155,000 for 3 children under 17 - FAMILY TAX BENIFIT PART B IS FOR FAMILIES ON A LOW INCOME OR WITH ONE MAIN SOURCE OF INCOME (for example just one parent working) - FOR THIS THE CUT OF IS $150,000 Anually for the highest income earner- further conditions apply for lower earner. - SO HAVING THIS .IS NO SHAME NOR DOES IT MEAN YOU ARE FINANCIALLY UNABLE TO HANDLE A CHILD)
-Set up some veggie gardens if you can and plant fruit trees and vines- this will save you a FORTUNE and you will almost always have some kind of food handy once it starts producing.
-Try to avoid childcare whenever possible due to the HIGH costs (this is one of the largest costs associated with children)
- Hiring movies - Go to the Library beleive it or not the Library has some recent and good movies not to mention cds not just books and they are ALL FREE to borrow and use just remember to return them.
- Accept Hand me downs and presents so many people have things that they dont want that you can use- this cuts the cost down tremendously.
Below are some links to help you.
http://www.frugal-families.com/how-do-large-families-afford-to-live.htm
http://www.huggies.com.au/parenting/advice/government-assistance#q3
http://www.sausagemama.com/you-cant-afford-another-baby/
http://www.thatslife.com.au/Article/Real-Life/Real-Life-Stories/9-years-9-kids-and-we-want-more
http://planningwithkids.com/2011/09/28/our-big-family-story/
http://www.bellybelly.com.au/forums/f326/selfish-want-big-family-if-you-arent-rich-149339/
http://www.minti.com/questions-and-answers/discussion/834169/cooking-for-a-large-family/#